Built by someone who gets it

I spent ten years at BankVic, a bank built for police and emergency services, leading lending and retention. I worked on the policy applications that shaped how this community was assessed, and I held authority to approve residential home loans up to $2 million. That means I've sat on the other side of the desk: I know how an assessor thinks, what a credit team looks for, and how a file needs to be put together to get a fair hearing.

Through family in the industry I also understand first-hand how shift work and a demanding roster shape your financial life. Time and again I watched people who serve end up with lending that didn't suit them, not because they couldn't afford better, but because nobody had looked past the one bank they walked into.

Income is part of that picture. So is lender policy, credit appetite, servicing, salary packaging, novated leases, deposit requirements and the waivers and professional policies plenty of people never hear about. I started Code 1 Finance to put all of that to work for one community, dealing with the banks so you don't have to.

When you work with me, you're not getting a call centre. You're getting my mobile number, my direct attention, and a broker who'll work around your roster, because I know your schedule isn't 9 to 5.